Credit Cards
NCBA VISA Classic
The NCBA Visa Classic Card offers great benefits and valuable services to suit any need. Your NCBA Classic Credit Card entitles you to automatic enrollment in Visa’s exclusive Rewards Programme at no additional cost. Earn 1 point for each US$1 (or local currency equivalent) purchase you make on your card. There is no limit to the points earned. Points will expire after three years if unredeemed.
Obtain personalized travel assistance services to arrange your bookings when you redeem points for:
- Airline tickets to destinations around the world on any airline with no block out dates
- Accommodation and room upgrades at exclusive deluxe resorts around the world
- Car rental with unlimited mileage
- Cruises on popular cruise lines
Benefits and Features
- Cardholder life insurance at EC$0.41 per EC$1,000.00 to a maximum of EC$35,000.
- Immediate access to funds through same day posting of payments
- Accepted worldwide – accepted at over 29 million merchants and over 800,000 ATM’S around the world (where VISA is accepted)
- Itemized monthly statement
- Annual fee US$40.00
- Additional card fee US$20.00
Requirements:
- Accounts must be in good standing
- Good Credit History
- Must be 18 years or older
NCBA VISA GOLD
The NCBA Visa Gold Card allows cardholders to be recognized as a preferred customer anywhere in the world. This card also allows you to earn rewards on travel, and merchandise as it offers all the benefits of the Visa Rewards Classic card, plus more.
- Control and keep track of expenses incurred using the online balance inquiry through NCBA’S website (www.ncbal.com)
- Can be used for shopping locally and overseas.
- Can be used for purchases online
- Accepted worldwide- accepted at over 29 million merchants and over 800,000 ATM’s around the world (where VISA is accepted)
- Easier to carry than bulky check books or cash
- There is NO risk if a lost or stolen card is reported immediately.
Features
- Cardholder life insurance at EC$0.41 per EC$1,000.00 to a maximum of EC$35,000.00
- Worldwide toll-free assistance and emergency services
- Card is processed within one week of application and approval
- Guaranteed acceptance anywhere in the world where visa is accepted
- Free auto rental insurance in USA and Canada when purchase is made with the use of VISA Gold card.
- Annual Fee US$60.00
- Additional Card fee- US$30.00
Requirements:
- Accounts must be in good standing
- Good Credit History
- Must be 18 years or older
NCBA MasterCard Standard
Customers can be assured to having access to the finer things in life by using the internationally accepted MasterCard.
NCBA MasterCard Standard holders benefit from:
- Worldwide toll-free assistance and emergency services
- Guaranteed acceptance anywhere in the world where MasterCard is accepted
Features and Benefits
- Control and keep track of expenses incurred (online balance inquiry through NCBA’s website www.ncbal.com
- Cash back programme offered
- Safer than carrying cash
- Can be used for shopping locally and overseas.
- Can be used for purchases online
- Annual fee US$40.00
- Additional Card fee US$20.00
Requirements:
- Accounts must be in good standing
- Good Credit History
- Must be 18 years or older
NCBA MasterCard Gold
The NCBA MasterCard Gold card provides value to the lifestyle of elite customers. Enjoy peace of mind in knowing that no matter where in the world you are your MasterCard Gold card is accepted.
Features
- Worldwide toll-free assistance and emergency services
- Card is processed within one week of approved application
- Guaranteed acceptance anywhere in the world where MasterCard is accepted
- Control and keep track of expenses incurred (online balance inquiry through NCBA’s website www.ncbal.com
- Can be used for shopping locally, regionally, internationally and overseas.
- Can be used for shopping online
- Free travel accident insurance when ticket is purchased using the MasterCard
- Free auto rental insurance in USA and Canada (pays for covered damages – physical damage and theft to a rental vehicle when your eligible MasterCard card is used to initiate and pay for the entire rental transaction)
- Safer than carrying cash
- More accepted than personal checks
Requirements:
- Accounts must be in good standing
- Good Credit History
- Must be 18 years or older